Money Movement

As a partner, managing how money flows across your platform is critical — not just for operations, but also for maintaining trust with your merchants. Our money-movement capabilities empower you to programmatically control the entire fund-flow lifecycle. This includes splitting payments in real-time, transferring funds between sub-accounts, reversing transactions if needed, and funding merchants through direct deposits.

Our API offers you the flexibility to automate revenue sharing, manage platform commissions, and ensure timely merchant payouts — all while maintaining full transparency and traceability.

• ISV fee collection: Move a portion of a merchant’s transaction proceeds to the independent software vendor (ISV)’s account as a platform/service fee.

• Partner revenue sharing: Distribute funds to sub-partners, sales agents, or resellers based on custom commission rules.

• At-source commission: Instantly route a percentage of a transaction to multiple recipients (ideal for multi-party transactions).

• Franchise royalties: Automatically deduct a franchise or licensing fee from each transaction and send it to the parent brand.

• Refund scenarios: Reverse a split if a customer refund is processed, restoring original balances.

• Dispute adjustments: If a chargeback occurs, reverse the amount that had been previously split or transferred.

• Scheduled payouts: Fund merchants daily or based on a threshold to manage cash flow.

The following integration options are available for this solution:

• REST API
• SDKs (Java, PHP, or .NET)
• JavaScript

We have several tools available to move money using our API. In this section, we provide a high-level flow to show how each of them works.

At a high level, transfers and splits work like this:

At a high level, reversing a split or transfer looks like this:

At a high-level, transferring funds to merchants works like this:

To get familiar with the tools to move money for your merchants, follow the steps in these guides.