Delay Pay (BNPL) - Overview

Delay Pay is a checkout-financing option you can add alongside cards and Digital Wallets. On the checkout page, the customer launches the lender’s flow and, if approved, you will receive a temporary token. On the server-side, you can use this temporary token to process a Load Sale with our REST API. These types of transactions work just like cards or Digital Wallets; you can perform follow-on actions, such as Void or Refund via the REST API.

1. Customer selects Delay Pay.
2. The Lender’s payment flow is displayed to the customer.
3. If the loan is approved, Hosted Fields returns a temporary token to your checkout / client-side.
4. On the server-side, process a Load Sale using our REST API and the temporary token.
5. Process the transaction response, for example Approved or Declined, and update the checkout / the order accordingly.

Delay Pay works in tandem with Hosted Fields and our REST API. The following step by step guide will show you how to add the Delay Pay button to your integration.