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Provide a loan as a payment option and run loan transactions.
Integrate with Delay Pay to offer a loan as a payment option. The Delay Pay solution consists of:
Hosted Fields - add a button to your payment page to offer a loan as a payment option.
Managing payments - run loan sales and follow-on transactions such as a void or refund.
Transaction flows
The transaction flow changes depending on the transaction type.
Credit or check transaction
Payment page starts the transaction process for either:
Keyed payment details - program the payment page to display hosted fields on which the customer enters their payment details. Our gateway returns a temporary token.
Saved payment details - get payment token that represents customer's saved payment details.
Generate AuthToken using your API secret.
Build your JSON request using the AuthToken and payment details.
Send request to the relevant endpoint.
Parse response.
Payment page completes the transaction.
Loan transaction
The customer selects the loan payment option on your payment page.
Your payment page loads an iFrame for TUA’s application form, which the customer completes.
Our gateway returns a temporary token in the response.
The POS sends the temporary token in a loan sale request.
The POS handles the response from our gateway.
Integration steps
Existing Hosted Fields integration
If you have previously configured your payment page, add a button to your payment page to offer a loan as a payment option. Because you have an existing Payfields integration, you need to complete only step 5.
For more details, refer to Delay Pay configuration.