BLIK - Overview

eService offers a wide range of solutions necessary for cashless payment acceptance and this document is a breakdown for the Polish payment method Blik.

BLIK is a popular Polish mobile payment system that allows users to make quick and secure transactions using their mobile devices. It was developed by the Polish Payment Standard (Polski Standard Płatności) and is integrated into mobile banking apps of 20 major Polish banks.

BLIK participants: Issuers, acquirers, and merchants

Key features of BLIK include: 

• One-time codes: Users generate a 6-digit code in their banking app to authorize payments.
• Versatility: It supports online payments, in-store transactions, ATM withdrawals, and peer-to-peer transfers.
• Security: Transactions are secured through banking app authentication.
• Wide adoption: BLIK is widely accepted in Poland, including e-commerce, retail, and service platforms.