For AI agents: the complete documentation index is at /llms.txt, and the full text of every page is at /llms-full.txt. Most pages are also available as Markdown by adding .md to the URL.
Let customers pay directly from their bank accounts.
What is it?
ACH/EFT lets customers authorize a debit from their bank account at checkout. Customers enter (or link) their bank details once and approve the debit; funds settle to you after clearing through the banking network.
Benefits
The benefits of accepting ACH/EFT include:
Lower costs on large tickets – Typically lower fees than cards, ideal for high-value purchases or invoices.
Great for recurring – Suited to subscriptions, memberships, and scheduled billing.
Fewer card issues – No card expiries or reissues; reduces payment churn.
Secure, compliant capture – Collects required authorization/consent and bank details with best-practice handling.
Predictable clearing – Standard clearing in 1–3 banking days (ACH) with defined return windows.
Next steps
Our guide article provide steps for utilising ACH/EFT with our REST API.
