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Test Cards | Global Payments

Test Cards

Use our simulated credit cards or banks to try different scenarios

Existing customers: Get your sandbox and production credentials for Heartland/Portico integration.

When testing your integration, you should never use real card details or banking information. That’s why we provide simulated payment methods such as test card numbers, test banks (for Open Banking), and even test installment plans (for Visa Installment Service). Use these resources to test different scenarios for your application or website.

When using the cards, either through the API or Hosted Payment Page, you can enter any cardholder name, security code, and future-dated expiry.

Testing your implementation in our certification environment helps to identify and squash bugs before you are in the production environment. While you are encouraged to run as many test transactions as you can, we provide a series of tests that you are required to complete before receiving certification.

Run negative tests through your implementation with our HPS Test Hardcode Values.

Credit

The following card numbers are used by our Certification environment to verify that your tests worked. Note that while variations (such as 4111111111111111) will work for general testing the cards listed below are required to complete certification.

Name	Number	Exp Month	Exp Year	CVV	Address	Zip
Visa	4012002000060016	12	2030	123	6860 Dallas Pkwy	750241234
MasterCard	2223000010005780	12	2030	900	6860 Dallas Pkwy	75024
MasterCard	5473500000000014	12	2030	123	6860 Dallas Pkwy	75024
Discover	6011000990156527	12	2030	123	6860 Dallas Pkwy	750241234
Amex	372700699251018	12	2030	1234	6860 Dallas Pkwy	75024
JCB	3566007770007321	12	2030	123	6860 Dallas Pkwy	75024

Gift

The following Gift card numbers are used by our Certification environment to verify that your tests worked.

Number	Pin
5022440000000000098	1234
5022440000000000007	1234

eCheck & ACH

The following eCheck & ACH information can be used with all supported SEC codes, account types, and check types in our Certification environment.

Processor	Account Number	Routing Number
Heartland ACH	1357902468	122000030
Sage / Paya	24413815	490000018

FSA & HSA

The following card number can be used with all supported FSA (Flexible Spending Accounts) & HSA (Health Savings Accounts) in our Certification environment.

Card Number	Account Number	Routing Number
4393421234561236	12 \ 30	60523

Policies

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Additional Resources